Stewart M - you mentioned the Shins' album "Oh, Inverted World" being 
recorded cheaply on a desktop computer.  I've not heard much other Shins' 
stuff but am currently really enjoying "Wincing the Night Away" which I 
borrowed from a friend.  I was discussing the album with him - I told him 
it reminded me of The Boo Radleys - ultra-catchy pop tunes mixed with more 
experimental stuff.

I might need to investigate them further - have they released a lot of 
material to date?  What is it about the album you mentioned that makes it 
one of the key albums of the noughties, in your opinion?
 
Bob 

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