Open memo to Greg Sager: You ain't "rock cheap" Greg - you're SCOTTISH! C'mon and surrender to your Caledonian instincts! Bob Hutton Systems Developer IS DG2 Tel: 0131 246 6703 For more information on Standard Life, visit our website http://www.standardlife.co.uk/ The Standard Life Assurance Company, Standard Life House, 30 Lothian Road, Edinburgh EH1 2DH, is registered in Scotland (No. SZ4) and is authorised and regulated by the Financial Services Authority. Tel: 0131 225 2552 - calls may be recorded or monitored. This confidential e-mail is for the addressee only. If received in error, do not retain/copy/disclose it without our consent and please return it to us. We virus scan and monitor all e-mails but are not responsible for any damage caused by a virus or alteration by a third party after it is sent.