Mid-tempo, vocals have an England Dan/John Ford Coley quality (I mean that
in a good way...).

Song is apparently called Overrated - chorus says


It's overrated
They're overrated
I'm overrated rated now

Wish I could I could fake it
But it seems complicated
I'm overrated rated now


Can't find the artist anywhere.  Really good song.

Does this ring a bell with anyone?

Have a great New Year - 
Rick